Westpac aids nurses' homeownership with LMI waiver Westpac's LMI waiver program expanded to include nurses and midwives, has helped over 3,600 female healthcare workers buy homes with smaller deposits. The initiative eliminates LMI fees for deposits under 20%, easing upfront costs. 77% of applicants are women, showing the program's support for female-dominated roles. One beneficiary, nurse Manju Sharma, was able to purchase land with a 10% deposit through the program, fulfilling her dream of homeownership amid rising costs and unique financial challenges for healthcare workers.